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Terms of use
Draft for Kelvin to review. This is a plain-language placeholder, not legal advice. Have it checked (for example by a Saskatchewan lawyer) before you take payments, and fill in the business name, contact email and date.
Last updated: [date] • Operated by [Kelvin Howard / business name], Saskatchewan, Canada • Contact: [email]
What Vision AI is
Vision AI is an AI coach for money, health, spirit and relationships. Replies are generated by an AI model and can be wrong, out of date or incomplete. Vision AI is not financial, tax, legal, medical or mental-health advice. Check important decisions with a qualified professional. In an emergency, call 911 or, in Canada, call or text 988.
Your account
- You sign in with a one-time code sent to your email (or with Google). Keep access to that email secure.
- You must be at least [16 / the age of majority in your province] to use Vision AI.
- You can delete your account at any time from the Account sheet. That removes your account, remaining credits and saved memory.
Free messages and credits
- Signed-in users get a free daily allowance. Its size can change.
- Paid credit packs are priced in Canadian dollars, and the credits never expire while your account exists.
- A message uses 1 credit. Photo reads, web lookups and in-app actions use a little more, as shown in the app.
- How to pay (for now): by Interac e-Transfer to kelvin-howard@hotmail.com, with the reference code shown in the app in the message. Payment is checked by hand. Credits are added once [Kelvin / business name] confirms the payment, usually within a few hours but it can take longer (for example overnight or on weekends). A code is held for 48 hours; if your payment arrives later it can still be matched.
- Send the exact amount and the code. If the amount or code doesn’t match, we’ll try to match it by your email, or contact you. Any fees your bank charges you to send an e-Transfer are yours.
- Refunds: [write your policy, e.g. "If a payment can’t be matched, or you ask within 14 days and haven’t used the credits, we’ll send the money back by e-Transfer to the account it came from."] Refunds are made by e-Transfer, not in credits, unless you ask for credits.
- Later we may also accept cards through Stripe; the same credits and refund policy will apply.
- Credits have no cash value and can’t be transferred.
Fair use
Don’t use Vision AI to break the law, harass people, or try to overload, scrape or break the service. We may rate-limit or suspend accounts that abuse it.
Changes and availability
The service is provided “as is”. We may change features, prices or these terms, and we’ll post updates on this page. If a change affects paid credits, we’ll tell you in the app first.